If the pre-crisis years, helped with the purchase of housing mortgages, but now this resource is very limited, and the proposed rates - out of reach. For its part, developers face the failure of laws, taxes, and cheat, and that increases the final cost of housing, making it inaccessible. Problems of housing in the regions, as well as ways out of this situation.

Changes in legislation as a way to improve the situation in the industry - this is a lengthy process, it is not suitable for the conditions of crisis. And today we need to quickly raise the building - certainly not to a level that was before the crisis, but at least "give the industry breathing," said Leonid Turchin, CEO of JSC "NPO" Creator "(Dnepropetrovsk).

He cited four main reasons that hinder regional developers today:

- Failure to comply with legislation

- High cost of construction,

- Unpredictable periods

- Credit policy.

Failure to comply with legislation

In particular, we are talking about the Law N800 ("On prevention of the global financial crisis on the development of the construction industry and housing") "No one item does not work" - underlined the LS Turchin. In particular, developers are experiencing difficulties with the extension of lease on the land for construction sites. Despite the fact that the law guarantees the extension of contracts under the same conditions, to achieve this difficult.

In general, the failure of the laws is a serious problem. This does not comply with the requirements of not only officials but also MPs. If the decree of the President, who is preparing Minregionstroem may force officials to act, with members more difficult. "Deputies are sometimes simply put the documents in a safe and say: You know how this issue is resolved," - said L. Turchin. It is necessary to instruct the Prosecutor General's Office to verify fulfillment of the law on the ground, he said.

In addition, the rights and duties of builders and local authorities are not balanced. Thus, the builders have a clear liability for illegal activities, and holding officials accountable is not spelled out, the developer can only try to defend their rights in court.

The high cost of construction

Commenting on the statement of Vladimir Stelmach that now house prices are inflated by half, L. Turchin, said that the statement by the head of NBU is not far from the truth. So, today the price of one square meter is 54% the cost of construction, while the remaining 46% - are different fees, cheat (equity, connections networks, land, demolition of old buildings).

According to L. Turchin, housing can be made more accessible, if to reduce the share of fees - in a time of crisis - at least up to 10%. "I have not yet started to build, and I have been demanding money," - troubled developer.

As an alternative, he proposed to levy a charge to developers is not money, but work such as construction of roads for a certain amount. Thus, the developer and will not transfer funds, and problems of the city will be settled.

I agree with my colleague and Anatoly Denisenko, president of the corporation action "Avantage" (Kharkov). According to him, to restore the industry needs to reduce the indirect costs of developers. It turns out that some enterprises, such as energy, in fact developed by the construction, said A. Denisenko.

Unpredictable timing

The fact that the developer can not guarantee the time repels investors. "I just returned from abroad, met with investors. They listened to me and asked: How long will it take?" And I said: Do not know, maybe six months, maybe - six "- L. Turchin said.

"We have one project can be done during the week (documentation, - ed.), But for another - for 2 years. And at this sit our MPs, our elected representatives, and any impact on them, no," - said the developer.

In his opinion, the Verkhovna Rada should create a commission to check how local MPs to observe the law.

Credit policy

Money is sent in the past year to purchase the unfinished projects, could be directed to the repayment rates on mortgage loans. In this case, the sum of attracting industry, would be considerably more. "We should not have to buy an apartment, should have been allowed payment of interest. Another couple of billion could be involved," says LA-Turchin.

According to A. Denisenko, to overcome the poor state of the industry to confirm the solvency of the existing demand: with the help of soft loans, compensation rates.

"Building - is the engine that can run the domestic market. This is an opportunity to attract investment," - he said.

If the financial support of the state will go through the building, it will provide new jobs and selling goods and services, says the developer.

Confidence

According to A. Denisenko, the market there is a crisis of confidence. "There is distrust between banks and builders, buyers and builders," - he said.

Many of the problems, said the developer, appeared on the contracts concluded during the "so-called mortgage". "Why is it called?" Because we can assume the mortgage loan secured by real estate at a very low percentage. We offer loans at 30% at 5 years, and we need to under 5% for 30 years ", - emphasized A. Denisenko.

In addition, serious adverse impact on the industry political instability. "As investors' risks were higher, respectively, and the cost of incoming capital has become higher. Investors are just hesitant to invest their money," - said the developer, adding that he hopes to Minregionstroya proactive steps that will revive the market.