The situation c crediting of citizens to build or buy housing in any country is a serious indicator of the state of affairs in the state economy as a whole. The total amount of loans for housing in Finland doubled in the past seven years, according to YLE. In 2009, mortgage loans amounted to about 70 billion euros. It is almost 40 billion euros more than in 2002. In the newly released data from the National Statistics Centre of Finland has about 1,5 million households with credit for housing. The average amount of mortgage households - 64,000 euros. Debt, however, increased still faster than revenues. Currently, the ratio of household debt to income averaging 105%. In 2002 the comparable figure was 70%. Compared with the previous year, the total amount of mortgage loans increased by 5%. At the same time, the cost of debt because of low interest rates are still somewhat reduced.
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