For the inhabitants of the capital mortgage is not unusual. According to realtors, to 10% of transactions performed in Moscow with the help of a mortgage. As a rule, acquire housing in new buildings or on the secondary market in the city or in the satellite towns. But the purchase of suburban real estate with mortgage credits, until recently, was not particularly popular. First of all, it is not very willing to go the banks - flat market for them more predictable, while lending to the land and built on their sites linked to greater risks. After near Moscow suburban real estate market is relatively young, a few years ago there was no understanding of the true value of objects and the prospects for investment. Many buildings do not pass on bank requirements, and problems arose with their liquidity.

Experts believe that the analytical center "Indicators of real estate market» (IRN.RU), today the situation has changed. "Due to construction activities organized cottage villages and townhouses about 30% of suburban sites potentially suitable to the requirements of banks, and it's quite a significant figure", - considers the head of the analytical center Oleg Repchenko. This confirms spent this year's market research cottage villages and townhouses, which are actively conducted the sale. According IRN.RU, virtually all facilities provided for the acquisition of housing mortgage scheme. This suggests that almost all the most expensive and the liquidity of the suburban real estate can be bought on credit at a stage of development. According to Oleg Repchenko, the number of transactions involving mortgage loans in the market town real estate is close to the metropolitan level.

Likely the demand for mortgages due to the general rise in price of real estate. Today the average price of the cottage came close to 1 million people who have real money on such a purchase, is becoming smaller. Simultaneously, interest in the mortgage and often large developers. Typically, they are collaborating on countryside mortgages with several banks. Many companies offer special consulting divisions, aimed at working with mortgage buyers. Increasingly, consultants are helping to collect the necessary documents and arrange the loan for free.

A major impetus for the development of suburban mortgage costs and lower interest rates. According IRN.RU, rate of interest on a mortgage on a country house has fallen by almost a quarter and not much different from the capital taxes - about 10,5-14% per annum. According to experts, if such a situation the number of mortgage deals on suburban real estate will catch up to Moscow later this year.