Amid the credit market of the country for the past six months, nothing special has changed. Loans can get one, if already available at the hands of at least half the amount for housing, as well as under 40% per annum. Mortgage kreditovanieZa past six months, the number of banks offering credit mortgage funds, has grown to 20. However, many of them actually gives money for housing, remains in question, writes Domobaza. Love Slobodenyuk, which occupies the post of Director of the company "KreditSvit", argues that most financial institutions only to promote themselves, saying that issue mortgages. In this case, the banks that actually issue mortgages require the applicant a document certifying official salary, which must be at least 2 times higher than the monthly mortgage payments, additional collateral, half the price in advance and the guarantor. Plus, the credit funds are available only in case of purchase of "primary" housing in already completed and commissioned the facility. Issue money only in the national currency, as loans in other currencies are prohibited by the National Bank of Ukraine.
|