Before long history ... 1. Clearly define - who (you or a real estate agent) is engaged in two major operations: finding an apartment and registration of the transaction / registration. And the first and second case requires a professional approach and techniques. Realtors learn to work effectively for months. Rate - how much you win if you all try to make yourself as you are with the effort and time. 2. If you decide to find an apartment to buy on their own and do general without an intermediary, put the matter to a good quality level. Select the main sources of information where there is a certain chance to find information from the owners, methodically and browse pingable proposal. Your first question should be: `This is a real estate agency?`. Do not despair, if 99% receive an affirmative answer. This is the reality of the current information provision. Working with the proposals ... 1. If you have a very good price option - treat critically. The Moscow market is too well informed and `seized 'that apartments were offered at a price below the market at least a quarter. Apparently, this version has some sort of twist. Such twist - tens: Delayed settlement, `killing 'apartment, neighbors and many others failed 2. If you have been offered `in` acquaintance tempting price option - treat no less critical. Remember, whether that means even your best friends generously bestowed upon you at 5-10 thousand dollars? 3. Looking Listings proposals do not focus on the fact that, say, your friends have recently bought / sold on takoy-to/takoy-to price. In any transaction - dozens of pitfalls that can change the price significantly. In addition, the transaction price and the offer price on average differ by 5%, and even more so they can be different from market value 4. Resale or primary? This issue should be resolved beforehand. Still, two different stories. In any case, the secondary market - it is an apartment building with the accumulated wear and tear, the apartment can be saddled with criminal histories. New buildings - it is an insufficient provision of infrastructure, problems with the phone, delay in settlement and, often, lack of finishing. Compare prices of new buildings and the secondary market, not being a specialist, is simply incorrect. Choose agents and brokers. 1. The choice of agents with whom you work - it is not less serious. The recommendations of your friends at the expense of a broker - is no reason for a final decision. As experience shows, it is not in the least reduce the price and does not increase reliability. 2. Choosing a real estate agency, is worth it to go. Licenses all have been acquired, but the `office` Sharashkin may be issued in an office environment, communication style and other indicia of reliability Agency: business relationship to you, well-equipped office, no mess. Find out - is whether your agency in any professional association (IDA, RGR, etc.), what obligations it imposes. It happens not to be superfluous and call back, but you learn a lot in formal structures fail. Working with the agency ... 1. Most often, an apartment in listing assigned to some agent of the real estate company. Working on this option, remember that all risks should be the company you are. This means that all treaties should read the name of the company, not Realtors. Man can be tempted to 2-3 thousand dollars bail and escape (or go to the conflict), but the company is likely to compromise than lose a reputation, depriving you so much money. 2. Contract for servicing your company explicitly provided (and mount), all variants of the crisis - force majeure, who bears what risks, etc. The fact that you shoved a `standard 'contract should not lull the vigilance. At the very least, make an application. 3. When inspecting an apartment with your broker, pay attention to whose interests he is increasingly advocated - or your master. Remember, the broker should be primarily interested in the transaction, its objective - to seek a compromise between you and the seller. Bias - a sign of unprofessionalism. 4. If you say that, but you has announced a buyer who gave at 500-1000 $ and will be offered in response to raise the bar - cheerleaders. Most likely, you make a fool of, and no competitor, but there is simply a desire to withdraw from you more money. 5. Be realistic. If you refuse to reduce the price of the apartment and cause substantial evidence, it is better or go back down or give up option. Realtors are quickly losing interest in the rested customers. Often they use the `rule of three '- make three proposals, and then cease to work for you. 6. Remember - but you have enough realtor and other clients. Do not get discouraged if you do not call and did not inform on the progress of the case. Inspecting an apartment ... 1. Leaving the subway, check the time and see - how many will take the path to the house. Compare with how much has been written in the listing. This could be your little advantage in bargaining. 2. On the road - look around, who your future neighbors on the district. In another place is very typical person in the transport or near the stalls. Living among the proletarians only recommended for members of this illustrious class. 3. The courtyard, staircase, elevator - an integral part of your future property. Do not buy a camera in the jail. The apartment tick the nuances that are usually overlooked in the listings. This is the ceiling height, type of overlay (topnite foot - the walls, often begin just vibrate from it), wiring, plumbing status, sex. 4. Do not forget to ask - whether the area included balcony / loggia in the general area. Sometimes a balcony is not worthy of such a right. 5. Decide - what needs repair. Focus on this figure - fine finish (similar overhaul) costs from $ 100 per sqm Cosmetic repair is an order of magnitude cheaper. Also, Think about - how long will hold plumbing, how many have to spend on it. Assessing the repair, add this amount to the price of the apartment. This is the real value of what you need. Compare different apartments Proceeding from this value. This is especially important when you compare the new building and an apartment. 6. Preparing for his first meeting with the owners make up a list of questions on the flat: its background, current status, who is registered, whether any of them minors undergoing military service in the army, serving conclusion, insane people, etc. In theory, this would make a real estate agent, but better safe than sorry. References required, because otherwise you may miss some important points, and asking the them on the phone you will not see the person responsible. By the way, the movement of pupils of his eyes on the diagonal from the upper right corner to bottom left - a sign that the charge is something writes. 7. Deciding that this apartment is ideal - put all the points on i. Who pays for the registration of transactions, where and in what time frame will be made statement, what amount will be in the contract, how much risk is if the owner changes his mind to sell or can not leave my apartment and what happened to a phone number, as monitored by the absence of debt and interest on rent and utilities payments. 8. The problem of the amount of the contract as follows: the owner must pay a fixed tax on the difference between the market price and the 5000 minimum wage, if not get in the near future other real estate. Therefore, he is interested in that in the contract price was BTI. On the other hand, buying property, you may return income taxes on their income in the amount of the transaction for several past years. Ie better for you to write a real bargain price. It is a matter of bargaining. Calculate all the nuances of money, it may be an argument in bargaining. You have decided to buy ... 1. Often the vendor is the agent of the owner of the apartment. This is a normal situation, however, receive a copy of power of attorney and personal check - is there in nature notary, signed this document. Very good check printing (signature) on the power of attorney with seals (signatures) of this office, as well as contact with the owner. However, the latter may be a person of straw, there could be suspicious. 2. Having agreed on the amount of the transaction, make a few calls to other agencies and offer this apartment as it were on sale, do not forget to describe in detail all the nuances. You will hear some opinions on the price of this apartment. Verify it with your case. If the difference is large and not in your favor - go back to the bargaining table, and place on the arguments that you heard from the agencies. Transactions Procedure 1. Deciding to buy an apartment, you pay a certain mortgage. There are a few points. Security deposit (deposit) must be completed and accompanied by the estate agency agreement, which states that the agency takes money, and not an individual. 2. Often the agency under the guise of collateral prepares advance. This move is not in your favor. Security deposit (deposit) remains your property, encumbered (which should be stated in the contract). The state, in which case, can stand on your side. Advance payment (advance payment) - this is part of the payment, and your property ceases to be, as soon as you send it. Bring him back is extremely difficult, because advance can be easily interpreted as the cost of efforts by the agency and the seller. In any case, advance payment is linked to transact. While there is no deal - no down payment. 3. The agreement clearly must be registered settlement procedure. The procedure has two stages - the stage of registration of the transaction in the organ of state registration, after which the parties in the prescribed manner to fulfill the terms of the transaction and the stage of registration of transfer of ownership of the apartment. It is better if the money is transferred after the passage of both phases, including the actual release of apartments. In any case, before the first stage (even after the license agreement in the Notary) to give the money should not be. Any transfer of your money must be certified, the agency must provide documentary support for this fact. 4. The important point is that should be documented intention of the persons in the apartment (non-owners), check out the apartment. It should also be spousal consent host (if married) on the transaction, if the apartment was acquired during the marriage. Special nuance - children. Parents or guardians must provide documentation of their agreement to discharge children. 5. Be sure to specify the dollar equivalent amount of the transaction. Even if you use the value of TIB. A transaction may be declared null and void within 10 years. What may remain on your rubles - you understand? 6. Current law allows to conclude contracts in writing. Is it worth doing? With certification by a notary of the transaction, you pay taxes, but the notarial system, as it insures your transaction. This is important because the real test of anything and everything in the Companies House does not occur (although it was planned). When the contract in writing for money you do not pay, but lose the experienced eye of a third person (after all, a real estate agent - the interested party), in addition, your paper can be wrapped in the registering body as inconsistent set. 7. Ideal scheme of calculation does not exist. Different agencies use their tried and tested schemes. Acquainted with the proposed scheme, evaluate (get professional advice) - what happens with your money in different force majeure situations. Among them: the refusal Companies House to register the transaction and transfer of the right; termination of real estate agency; seller's refusal to implement the terms of the transaction; damage the apartment as a result of natural disasters. After the transaction. 1. As already noted, the transaction may be declared null and void within 10 years. Therefore, try to find out - where he was discharged the previous owner. Of course, the fraudster will hide the traces, but often there is no fraud and pops nuance, which in general no one suspected. In this case, involved in solving this nuance (say, through a settlement agreement), the former owner. He - the party concerned not less to bargain and remained held. 2. Another point - if the apartment revealed a debt. The law on your side, if these points are addressed in the contract. If you have forgotten about it - so good as to pay, bills are issued to the apartment (number) and the repression of the utilities did not fall on the former owner. With the same documents, you may face a court former owner.
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