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Who and when will 'Affordable Housing'?

About the national project 'Affordable and Comfortable Housing - to citizens of Russia `do all in recent months. However, few of the townsfolk realize that it gives to a person. If not free apartments from the state, as before, then what? In fact, no square meters of state does not build and does not intend to give anyone. With one exception: for several years, the state intends to pay all their housing obligations to the federal privileged.

The national project is intended only to provide an increase in demand and supply in the property market. That is, ordinary Russians would help the state find the money to purchase housing through the development of the mortgage. And the builders will start and a lot cheaper to build. And this should be done simultaneously. Otherwise, cheap and easy money in the form of mortgage loans so razogreyut market, that no loans are not enough to buy even inferior flats. I must say, with measures to stimulate the construction industry is already too late. Demand for housing has grown, and without the participation of state and the developers behind it was too late. Because of what the prices in big cities since the beginning of the year increased by 30-50%. Here no mortgage will not help.

Either way, the state has allocated billions of rubles on the increase of current capitalization AHML - Agencies, redeemer of mortgages from banks on mortgage loans. More funds were provided in the form of guarantees for the repayment of these mortgages. In the end, with AHML banks reached such regions, where they are without the support of the state would never have dared to lend to people to buy their property. However, the mortgage - is for the rich. Some of those who can not afford to buy housing, as well as beneficiaries of the federal state will allocate funds for purchase of housing. All of them, click the certificate to purchase real estate. A list of beneficiaries represented in the program Rosstroy `Real Estate ', which, incidentally, is the foundation of the national project. All of them sooner or later will receive the promised apartment. As young families, in which each of the `married` no more than 30 years. The program provides for the allocation of 30-40%-term subsidies for the purchase of flats. However, the remaining funds will have to find their own young. Yes, and get into this category is not easy - the local authorities still need to prove that you are in need of housing or standing on the queue.

All the above measures will help Russians to buy an apartment. But the support of developers - those who have these apartments they build, shifted onto the shoulders of local authorities. They should prepare the territory for construction, to change legislation in the regions to conduct auctions for land and provide them with engineering infrastructure. Regions, of course, will - in the `Real Estate 'is laid on the billions. However, according to the officials' own admission, flywheel project not get loose before 2007.

In conclusion, we note that we describe in detail for each preferential categories of citizens who have and on what grounds can get from the state free square meters, where and what documents are necessary for this appeal.

Soldiers who resigned from the army

In addition to the military belong to this category, Internal Affairs officers, and persons with equivalent status. According Rosstroy, at the moment waiting for housing in this category, there are 327 423 people (see chart). But the list remains open and annually supplemented by new retirees. Procedure to ensure their housing is worked out in 1997. Each retiree to whom the state will be the obligation of Housing, State Housing will issue a certificate (GZHS). For him the person receives the personal account of the amount which is calculated as follows: the average cost per square meter in Russia (20 879 rubles), multiplied by the number of provisions for retiree social norms meters (18 square. Meters for each family member). With that money he could buy a home in any region of Russia according to their needs and capabilities. These funds, in principle, be enough to buy housing in relatively low-cost regions. But if you want to buy a home in Moscow or St. Petersburg will have to pay - even for a 1-room apartment. However, the money allocated for the program `Real Estate ', until 2010, will house only one in five who resigned from military service. To provide housing for all you need is 253 billion rubles. Perhaps, the problem can be somewhat mitigated by the fact that part of the military housing waiting list will receive from local authorities, and some - in the project `15 +15`. Recall the construction of housing for the military in the 5 most troubled regions on the direct orders of President allocated 30 billion rubles for two years.

Military retirees

By early 2006, the state remained obligations to 49 365 families of retirees. They are all in due time, having served the prescribed time, have not received any certificate from the state or the provisions of meters. Today, recipients of this category are most likely to receive from the state apartments. By 2010, two thirds of former military personnel will receive from the authorities GZHS. But due to the fact that the State delayed in meeting its obligations, many ex-military will lose. Those who issue certificates in 1997, received funds based on market prices in the region where they bought the apartment. Naturally, the majority preferred to quit the capital city or region. Having bought an apartment in an expensive region, many retirees sold it and went home, where the same money you could buy a more comfortable housing, more money and left. Today GZHS payments are calculated based on the average cost of housing in the country, regardless of the city, where going to live next owner of the apartment.

Citizens departing from the Baikonur complex ``

Their little. After checking all the lists, removing them who chose to remain living at the launch site, the unit numbered only 481 people. Of these, 105 will get an apartment in the next few years. Others - the extent of departure from the spaceport and the allocation of funds for the program for their resettlement.

The liquidators of the Chernobyl accident and other radiation accidents

The most-maligned category. Some liquidators of the accident at Mayak `` waiting apartments from the state for 50 years, Chernobyl liquidators - at 10-15. Which of them should give preference in prioritizing the allocation of housing? By 2010, the apartments will have 40% of all the waiting Liquidators. However, this does not mean that by that time will provide apartments remaining 60%. Admitted by the officials, all from Chernobyl rapidly thinning, and their heirs are not entitled to benefits. The government now considering the allocation of additional funds for the purchase of housing for the liquidators. To close the state list of debt, lack of some 15 billion rubles. To solve this problem completely succeed in 2013.

IDPs

Beneficiaries in this category in our country a little over 39 thousand. By law, internally displaced persons recognized as citizens of Russia, which in their small homeland pursued by national origin, religion or language, as well as on political opinion or membership in a particular social group. This category of benefit recipients we have inherited from the turbulent 90's, now get the status of IDP virtually Neuve, suited. Rely on it can only refugees from other countries that have adopted the nationality of Russia and within a month have filed an application for a new status. Not a famine or epidemic or emergency situations of natural and man-made does not give entitlement to immigrant status. In addition, to get it, you need to provide authorities with strict deadlines very strong evidence. By 2010 the problem of housing internally displaced persons will be resolved by 13%.

Citizens departing from the Far North

It is difficult to call the program the way the resettlement of our citizens goes to the Far North. By 2010, only 4.5% of them will be able to buy housing on the `mainland '. Under this category fall, five groups of citizens: persons of private settlements, the northerners with disabilities I and II groups, pensioners, unemployed and those who worked in the North more than 15 years. A fully funded by the relocation of only the first category, people with disabilities to move to the residual principle, on the other, and no money at all. This list remains open. Every year it replenish those residents of settlements in remote places that are `closed` government decision. They fall under the resettlement in the first place. In issuing certificates for persons acting nadbavochnye ratios (ie, money for GZHS calculated at 10-20% higher than average cost), if they choose to live in remote regions - the Far East, Siberia and Transbaikalia.

Category: Property | Added by: Дмитрий (21.03.2010)
Views: 267 | Rating: 0.0/0

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