`Speculation '- so called to service for a fixed buy-back flats in the late 80-ies. And at the dawn of the 90's with the beginning of rampant privatization of housing this activity put on stream and dubbed `business`. Hatched at the time the first real estate agency began buying apartments in the population. And not bad at this earned.
As is known, the value of an asset depends on its liquidity, that is, on how quickly you can buy, sell or trade. The validity of this assertion is based on one of the basic tenets of classical economic theory, better known as `time - money!`. This phrase, which became the aphorism that many centuries ago, today can be called one of the major free-market legislation, applicable to any sphere of economic relations. The real estate market, despite its apparent inertia and conservatism, in this case is hardly an exception. Few people want to contact the apartment, any operations which involve not only considerable time-consuming, but with additional costs. Meanwhile, demand today is the main factor determining the price of such apartments. It becomes apparent how important it is for all parties involved to minimize any existing risks. The presence or the possible emergence of juveniles among the owners of the property, which is the subject of the transaction, commonly referred to as one of the first in a long list of such risks. The main danger in this comes from the contradictory and constantly changing legislation. For example, in the early 90's at the time of adventurous experimentation with privatization, minors do not fall in the number of owners.
But after the Christmas shopping come spring summer stagnation, now the situation is stabilized. Potential buyers are exacting, as a consequence, an increasing number of unclaimed objects. They are flat, poorly located or sliced, illiterate positioned in the market.
For all of these somehow lost in forgetfulness main rules in force in the world of commodity and monetary relations: to sell something, you need to properly teach the dignity of the goods and appeal to the buyer. It turned out that this 'forgetfulness' is very rash. The pendulum of market relations has once again swung to the side of the buyer. The offer price still growing, but time sellers who shamelessly to dictate the terms ended. Now they have to pouserdstvovat to find a client - in this psychological help and professional knowledge, obvious and not very clear practices.
Department of housing policy and housing the city of Moscow has developed two basic schemes of social mortgage for Muscovites in need of better housing conditions.
Various experts converge in the estimates: about 90% of transactions in Russia's real estate market takes place in round 214-FZ 'On the joint construction `. At the apartment, sold for `gray 'schemes, there are buyers who want to minimize a cost per square meter. Builders get cheap money in the form of individuals, but officials turned a blind eye to alternative sources of funding in exchange for a `bureaucratic costs`. However, building owners insist that despite the established system `` kickbacks and bribes, tax optimization, bills, and preliminary contracts will leave the market of alternative financing schemes of construction: either they simply legitimize or develop the practice of physical persons investing through real estate funds.
First floor apartments do not like just for many reasons. Somebody does not like the proximity of streets and courtyards, someone that anyone can look in the window, someone bleak view from ground floor windows and the need to install gratings to protect against thieves. `If the number is busy highway, the first floor for residents is becoming a real challenge, as well as constantly approaching and departing vehicles in the yard '- notes Dinara Lizunova, a spokesman for the company MIAN-Real Estate.
Buy an apartment for half or even a third of the cost possible. This will conclude a contract of annuity instead of real estate, that is, in essence, buy a house together with the former owner or owners: single pensioners. Such transactions legitimized the Civil Code, namely, chapter 33, articles 583-605.
You can do it. Loan security of available housing - a service not only prevalent in the West. In our country, many banks offer their customers the option of credit.
Under the assignation of rights to understand such a transaction, when the rights and, importantly, the duty to pass from the developer has entered into an agreement with the developer for a new person. Assignment of rights under the contract is possible regardless of what was originally contracted with the developer. `The possibility of signing the contract of assignment does not depend on circuit design, respectively, is possible under any schemes' - explains Pleschitskaya Hai, head of legal department` MIAN-real estate agency `. The transfer is possible under the treaties of investment, co-investment, pre-sales contracts, etc. If you originally signed a contract on joint construction - it will go set it right, if the preliminary contract of sale - then right on it, co-investment agreement - the right to co-investment agreement, etc. In exchange license in addition to the transfer of the preliminary contract of sale must occur negotiation of a bill, by making a transfer labels (endorsement). If payment for Construction of apartments used insurance scheme, it has to change and the insurance contract.
