The same is true of the exchange council flat in the apartment, which is privately owned. But since June 2005 the situation changed. The Department of housing policy and housing censuses of Moscow N 275 from 23 June 2005 approved a temporary position on the exchange premises. According to this document, as the exchange takes place between employers and between the owners of the premises. The document established that the employer is flat on the social contract of employment may change with the owner of the apartment. The rights and obligations of the employer move on to the former owner of the apartment, and vice versa.
So, what kind of barter - enclosing it, each party shall submit to the property on the other hand one commodity in exchange for another - in this case the apartment. By the contract of barter, the rules for the sale of each of the parties recognized by the seller, which it undertakes to transfer, and the purchaser of goods, which it undertakes to accept in exchange.
A growing number of metropolitan residents, who were tired to live in city apartments and breathe polluted air, tends to move to permanent residence closer to nature. Here only the level of supply in the market town real estate and transport infrastructure still leaves much to be desired and clearly inconsistent with inflated prices.
In accordance with Part 3 of Art. 35, Constitution of Russia, no one can be deprived of property except by court order. Expropriation of property for public use may be made only with prior and fair compensation for the costs of its owners. In furtherance of the constitutional provisions in housing legislation now has a provision defining the procedure for removal of residential premises from the owner in connection with the seizure of the land for state or municipal needs.
At present the problem of resettlement of residents from emergency and dilapidated houses is relevant as well as the development of new urban areas. However, if the development of new territories, we understood and available, in case of resettlement of former residents, there are several unsolved problems (lack of facilities, electricity, water, etc.)
It is believed that the mortgage only for the poor, for those who can not immediately buy a flat, but had to wait for her money. But it is not. Mortgage a skilful approach allows not only profitable to invest money, but get good profits. But how to protect themselves from the poor quality of the transaction as a loan the bank and not to lose the apartment? It uses the mortgage insurance transaction. On the subtleties of working with insurance companies and banking requirements, it says Vladimir Gasyak, first deputy chairman of the City Mortgage Bank.
The choice is influenced not only the bank interest rates. For a man who takes credit, it is also important, how much would cost associated costs. Armed with a calculator, a potential borrower understands that the associated loan costs translate into thousands of dollars, which should be borne in mind, relying on credit. Most of the money the borrower will pay at the stage of registration of the documents before obtaining bank funds. But it's not all ... The associated costs will pursue rights and throughout the life of repayment. Let's try to sort out and understand how we can reduce spending to get a mortgage loan.
The inconvenience of mortgage deals are legendary, but is it really? From the perspective of Realtors, the seller process of implementing the apartment mortgage buyer is almost indistinguishable from an ordinary sale.
The program works realtor, banks and even some developers. Then the chance to get an apartment in a relatively short time is real. However, it is worth remembering that the registration of all documents takes time. The bank will not trust their money to the first comer, without any guarantees. And it will take time to check.
